Christ Community Chapel | Hudson OH | Nondenominational Church

Financial Ministry Resources

Resources

We’re here to help you take your next step toward financial health and freedom.

At CCC, we believe that money isn’t just about math—it’s about your mindset and your mission. We want everyone to experience the freedom of giving generously, saving consistently, living debt-free, and understanding what God says about money and possessions. But we also know that managing finances can feel overwhelming at times—and you don’t have to figure it out alone.

Whether you’re just getting started or trying to get back on track, you’ll find practical tools here to help you.

Explore our budgeting templates, Q&As, debt calculators, and more. And if you need someone to walk with you personally, we offer one-on-one financial coaching sessions to provide guidance and encouragement tailored to your situation.

Interested in coaching or have questions? Email us at Mike.Holwerda@ccchapel.com we’d love to connect with you.

A special thanks to Gateway Church and David Thompson for generously sharing these financial resources with us.

Financial Resources

Determine your current income and spending:
- Track your income and spending by category for the next 30 days using this form
  - Track your income and spending by category for the next 30 days using this form
- As you add expenses to the form, it will automatically add up the category totals.
- Watch this video on how to track your expenses.
Create your budget:
- Download the Creating Your Budget form.
- In the Actual from Register column, enter your category totals (from the Tracking by Category form).
- Now, Watch this video on how to create your budget.
Live the Budget:
- Download the Yearly Budget Tool.
- Use this tool moving forward.
- Now, Watch this video on how to use this tool.

We track expenses because you need to see where your money goes to create a realistic budget for your life. Once you've tracked 30 days of spending, it will reveal where you overspend and items you might have forgotten (gifts, haircuts, car maintenance). Most budgets fall apart because the plan didn't include all the expenses (so Christmas and car repairs dismantle the plan). After creating your budget and comparing your spending to the guideline, you can choose where the money will go next month. This is when the Yearly Budget Tool tracks your monthly spending and tells you what you have leftover in each category while you spend.

You may also enjoy using the Envelope System to track categories. Blessings on your budgeting journey!

Make a list of all your debts and include:
- Total amount (balance) you owe.
- Minimum monthly payment.
- Annual percentage rate (APR) of interest.
Download the Debt Pay-Off Plan.
Watch this video to learn how to create your own debt repayment plan.

We generally recommend you use the Debt Snowball Method to pay off your debts. It provides quick wins as you pay off small debts first and see the effect quickly.

Investing can seem complicated, so we've created a step-by-step guide to help you get started!

When you can't make your minimum debt payments, you need to over-communicate with your creditors to let them know your situation. These forms will help you communicate and repair any credit errors.

Step 1:
- Create the Monthly Spending Plan to learn how much you can pay toward debt.
- Use the Debt Planning form to list debts and payment amounts you can send each creditor monthly.
Step 2:

Educate yourself by reading the downloads below:
Step 3:
- Communicate with creditors using the Creditor Contact Letter.
- Repair any credit errors using the Credit Repair Procedures.

The Financial Roadmap is a basic outline for your financial journey. Remember, every journey is different, and you are called to hear from the Lord and obey His plan for your life. This roadmap gives you vision and goals that align with biblical principles, so make room to hear from the Lord.